Simple pricing

Free to start.
Upgrade when ready.

Unlimited tracking, custom categories, and advanced budgets are free, forever. Upgrade to Premium for AI-powered insights, 150+ currencies, and an AI budget assistant, managed by your App Store or Google Play.

Free
$0

Build healthy financial habits by knowing where your money goes.

  • ✓ Unlimited transactions
  • ✓ Custom categories
  • ✓ Advanced budgets
  • ✓ 10 currencies with live rates
  • ✓ Spending insights dashboard
  • ✓ Biometric app lock
  • ✓ Goal tracking
  • ✓ Debt tracking (add & manage debts)
  • ✓ 14-day cash flow forecast
  • ✓ Spending challenges & streaks
Download Free
Most popular
Premium
$2.99 /mo

or $26.99/yr - save 25%

AI chat, AI spending insights, 150+ currencies, and advanced forecasting.

  • ✓ Everything in Free, plus:
  • ✓ Unlimited AI chat
  • ✓ Receipt Scanning
  • ✓ Unlimited shared groups & members
  • ✓ AI spending insights
  • ✓ AI auto-categorisation
  • ✓ 150+ currencies with live rates
  • ✓ Smart spending alerts
  • ✓ 30/60/90-day cash flow forecast
  • ✓ Debt Payoff Planner (snowball & avalanche)
  • ✓ Spending Personality Profile

Pricing shown in App Store / Google Play. Cancel any time.

Download & Upgrade

Download Monnei

Free to download, Premium unlocked in-app.

Google Play
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Common questions

Is Monnei really free?
Yes. You can track unlimited expenses and recurring transactions, create custom categories, set advanced monthly budgets per category, view your spending dashboard, and use 10 currencies, all free, forever. Premium is an optional upgrade for AI-powered features, 150+ currencies, and advanced forecasting.
What does Premium include?
Premium unlocks unlimited AI chat, AI spending insights, AI auto-categorisation, 150+ currencies with live rates, smart spending alerts, a 30/60/90-day cash flow forecast, Debt Payoff Planner (snowball & avalanche), and a Spending Personality Profile.
Does Monnei connect to my bank?
No. Monnei is a manual tracker, you log your own expenses. This means your bank credentials are never shared with us.
How do I cancel my subscription?
Cancel any time through your device's App Store or Google Play subscription settings. You keep access until the end of the billing period.
What AI model powers the chat?
Monnei AI uses state-of-the-art large language models to analyse your spending data and respond to your questions. No personally identifiable information is sent in AI requests.
How many AI chat prompts do I get?
Premium includes unlimited AI chat prompts, you can ask as much as you want about your spending, budgets, and financial goals with no monthly cap. AI features are exclusive to Premium.